Our Reloadable Prepaid Card^
Get rewarded just for shopping.
This is no ordinary prepaid card—it’s a prepaid card that rewards you just for shopping! Use your Reloadable Prepaid Debit Card everywhere debit cards are accepted per the network branding of your card. Plus, you can earn free groceries and fuel savings† with 1-2-3 REWARDS®!* Register today and receive your card in the mail in about 10 business days.
Rewards & Benefits. Earn points for shopping to use towards free groceries.
Direct Deposit Access money faster and a $10 sign up bonus.**
Mobile App Know your balance 24/7, set goals, and save money.
Prepaid Card Fees
Get all the rewards and benefits of 1-2-3 REWARDS® with simple pricing and no hidden fees!
|Fee Type||Fee Amount|
|Purchase Price In-Store (Initial Acquisition)||$3.00|
|Purchase Price Online (Initial Acquisition)||No Fee|
|Monthly Maintenance Fee||$3.00|
|Swipe Reload (Cash Reload at Kroger Family Stores)||$3.00|
|Third Party Reload (Cash reload through third parties)||Varies by Retailer|
|ATM Withdrawal||$0 In-Network
|ATM Balance Inquiry||$0 In-Network
|Foreign Transaction Fee||1% of transaction amount|
|Replacement Card (lost or stolen)||$4.95|
|Expedited Card Replacement Service||$15.05|
Get a card today at a Kroger Family of Stores location.
Load between $10-$500 onto your Temporary Card and then register for your Permanent Reloadable Card that earns rewards. Use your Temporary Card until your Reloadable Card arrives in the mail!
Set up Direct Deposit and get a $10 Bonus.**
Access your money faster when you Direct Deposit your paychecks, tax refunds, government benefit checks, and other recurring checks. And get a $10 credit to your card after your first direct deposit.
Mobile Access to your funds with the 1-2-3 Rewards App.
Check your balance, set budgeting goals and save money with the newly updated 1-2-3 REWARDS® Prepaid App.