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Personalized Cardholders

This is no ordinary prepaid card—it’s a prepaid card that rewards you just for shopping! Use your Personalized Visa® Prepaid Debit Card everywhere Visa Debit Cards are accepted. Plus, you can earn free groceries and fuel savings with 1-2-3 REWARDS®!


Sign up for Direct Deposit today! Click here:  

Login to Your Personalized Card Account to:

  • Check your available funds balance
  • Add funds using a ReCharge Card™
  • Sign up for free email and text alerts
  • Request paper statements

How to Redeem 1-2-3 REWARDS

1-2-3 REWARDS coupons are earned and delivered to you monthly. To use your coupons, scan the bar code on the back of your Personalized Card when making purchases in our stores. Coupons can only be redeemed at a participating Kroger® Family of Stores location. Your cashier will remind you when you have coupons available.

Check My 1-2-3 REWARDS Balance

View Fees

Fees and restrictions may apply.

See Terms and Conditions for details.



Remember Your Fuel Discount!

This personalized prepaid card doubles as your shopper’s card. We’re showing our appreciation by giving you $0.05 off per gallon in addition to your existing shopper’s card benefit! See store for details.


Customer Service: 1-866-265-8419