Personalized Cardholders

This is no ordinary prepaid card—it’s a prepaid card that rewards you just for shopping! Use your Personalized Prepaid Debit Card everywhere debit cards are accepted per the network branding of your card. Plus, you can earn free groceries and fuel savings with 1-2-3 REWARDS®!

Benefits of the Personalized Card

1-2-3 REWARDS electronic coupons are earned and delivered to you monthly. To use your coupons, scan the barcode on the back of your Personalized Card when making purchases in our stores. Coupons can only be redeemed at a participating Kroger® Family of Stores location. Your cashier will remind you when you have coupons available. Account must be open and in good standing to earn points and redeem coupons. Rewards program is subject to change without notice.

1-2-3 REWARDS®

Earn points towards free groceries. Earn points faster the more you use your card! Learn More.

No Overdraft Fees

There are no overdraft fees associated with this card.

Direct Deposit

Sign up for direct deposit today by downloading our Direct Deposit Form.

Adding Funds to Your Personalized Card.

With our Reloadable Personalized Card, there are many convenient ways to add funds to your card.

1-2-3 REWARDS® Prepaid App^

Check your balance and manage your card anywhere, anytime.

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