How to Add Money to Your Personalized Prepaid Debit Card

Add money to prepaid debit card at checkout lane

With Cash at Any Checkout Lane

  • Simply bring your Personalized Card to any checkout lane or service desk.
  • Ask the associate to load $10 to $1,000 directly onto your Personalized Card.
  • The funds are immediately available for you to use.
  • Cash reload fee is $3.


Add money to prepaid debit card by direct deposit

By Direct Deposit

The most convenient and FREE way to load your Personalized Card is by direct deposit. You can load up to $5000 from your paycheck onto your card as long as it does not exceed maximum card limits (see fee schedule for details). Your funds will be available on your normal payday.
It’s fast, easy, and FREE.

  • As a cardholder, you can enjoy a bonus $10 added to your Personalized Prepaid Debit Card upon successful direct deposit set up.* Extra money! (You’re welcome).


Add money to prepaid card online

Mobile Check Load with Ingo Money**

Add funds to your card in minutes with the Ingo Money App by taking photos of your check with your smartphone. Fees may apply. **


Transfer funds between prepaid debit cards

Card-to-Card Transfer

Moving funds between our cards is simple. Login below or use our 1-2-3 REWARDS® Prepaid App to move funds on your Personalized Card to another 1-2-3 REWARDS Personalized Card.


Other Ways to Reload Your Card Outside of a Kroger Family of Stores.

Green dot money reload

You can reload your card at any participating retailer who has the Green Dot reload network.

Learn More

Visa ReadyLink reload

You can also reload your card through the Visa® readylink network at participating locations.

Learn More

free ATM withdrawals for prepaid debit cards
Fee Free ATM Withdrawals

Find a MoneyPass® location for surcharge-free ATM transactions:

Learn More

Cashing Checks at One of our Kroger Family stores?

If so, remember you can have your cash added to your Personalized Card!